Tuesday, May 1, 2007

Driver Benefits

Swift Transportation provides for the needs of drivers and their families in a number of ways:

Medical
Swift offers a PPO plan that permits you to obtain care and service from any provider you choose. However, if you elect providers from the Humana ChoiceCare Network (“in-network” providers), your out-of-pocket expenses will be greatly reduced. Our medical plan also includes some vision coverage.

Prescription Drug Coverage
Swift has enhanced its Benefit Program with a new “no deductible” Prescription Drug (Rx) Plan, provided by Aetna. You may elect either the Basic or the Buy-Up level of coverage for the Prescription Drug Plan regardless of which level of coverage (Basic or Buy-Up) you have on the medical plan. For generic drugs, the co-pay is only $10. For brand name drugs, the co-pay is 35% of the cost of the drug (Basic) or 20% of the cost of the drug (Buy-Up). Minimum and maximum charges may apply.

Dental
Taking good care of your health includes taking good care of your teeth and gums. Swift offers you the opportunity to purchase a voluntary Dental Plan, administered by MetLife that provides coverage for dental office visits and procedures, including orthodontia for children age 19 and under.

Employee Stock Purchase Plan
Swift employees also have the opportunity to purchase shares of common stock of Swift Transportation at discounted prices through payroll deductions. The Swift Stock Purchase plan is an after-tax deduction. You may elect to deduct up to 15% of your pay to purchase Swift stock.

401(k)
Swift continues to recognize the efforts you have made to its success and is proud to offer eligible employees a 401(k) plan. The purpose of this plan is to facilitate and assist you in planning for your retirement. Swift will match your contributions dollar-for-dollar, up to 3% of your pay.

Employee Assistance Program
Swift has contracted with ComPsych to provide employees and their families with confidential, compassionate and responsive counseling and referral services (at no cost to you) to offer immediate help in resolving issues, such as marital and family conflict, alcohol and drug abuse, depression, eating disorders, stress and anxiety, grief and loss, and physical abuse.

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